San Diego lawmakers are working with farm advocates and insurance companies to ensure farmers and ranchers are eligible for last-resort, bare-bones insurance.
SAN DIEGO COUNTY, Calif. — Three wildfires have crept close to Nathan Rakov’s 30-acre chicken ranch in rural Alpine since he moved there in 2006. If his barn, coops and storage rooms burned down, he’d struggle to rebuild because he hasn’t found a complete and affordable insurance policy.
For about the past seven years, the converted red barn where he lives and another house on the farm have been insured by a last-resort, bare-bones plan that’s required under California law to provide coverage to those who have been repeatedly turned down for insurance.
But last year Rakov tried to add a new $60,000 tractor to the plan and it got rejected. Farms aren’t eligible, he was told in a letter in late September.
Like other farmers, he was